Cruiser motorcycles offer a sense of freedom and exhilaration, but they also come with inherent risks on the road. If you've been involved in a cruiser motorcycle accident, your physical and emotional recovery is just the beginning. The legal process following such an incident is equally important to ensure you receive compensation for your injuries, lost wages, and other damages.
Knowing what steps to take after a motorcycle accident can protect your legal rights and increase your chances of a successful claim. Here are the crucial legal steps to take after a cruiser motorcycle accident.
1. Ensure Safety and Seek Medical Attention
Your health is the number one priority. If you're able, move to a safe location away from traffic to avoid further injury. Call 911 to report the accident and seek immediate medical attention, even if your injuries appear minor at first. Some injuries, such as internal trauma or concussions, may not show symptoms right away but can worsen over time. Having medical records documenting your injuries is also vital for your legal case.
2. Call Law Enforcement
It's important to report the accident to the police, even if the damage seems minor. A police officer will arrive on the scene, assess the situation, and create an official accident report. This report will be a key piece of evidence when you file a claim or pursue a lawsuit. Make sure you provide the officer with accurate and complete information about the accident, but avoid speculating or admitting fault.
3. Gather Evidence at the Scene
If you are physically able to, gather as much evidence as possible at the scene. This can include:
- Take photographs of the accident, your injuries, road conditions, and damage to vehicles.
- Collecting contact information and statements from any witnesses.
- Exchanging information with the other driver(s), including names, insurance details, and vehicle information.
This evidence will serve as crucial documentation in your claim. If you're unable to gather this information at the time, a motorcycle accident attorney can help obtain it later through investigative processes.
4. Notify Your Insurance Company
Contact your insurance company as soon as possible to inform them of the accident. Keep the conversation factual and avoid admitting fault or providing unnecessary details. Insurance companies may try to use anything you say against you, so it's best to have legal guidance when speaking with them.
5. Consult a Motorcycle Accident Attorney
One of the most important steps after a motorcycle accident is seeking legal representation. Cruiser motorcycle accidents often lead to significant medical expenses, loss of wages, and emotional trauma. Insurance companies may attempt to minimize your payout or blame you for the accident, which is why having an experienced attorney on your side is essential.
A motorcycle accident attorney will help you:
- File your claim: They will ensure your claim is filed on time and complies with all legal requirements.
- Negotiate with insurance companies: Your attorney will advocate on your behalf and push for a fair settlement.
- Gather further evidence: They can collect traffic camera footage, police reports, and expert testimony to strengthen your case.
- File a lawsuit if necessary: If the insurance company refuses to provide adequate compensation, your attorney will take your case to court.
6. Document All Damages
Be sure to keep thorough records of all medical treatments, bills, missed workdays, and any other costs associated with your recovery. This documentation will be essential in calculating the full extent of your damages, which may include medical expenses, lost wages, pain and suffering, loss of consortium, and more.
7. Avoid Speaking to the Other Driver’s Insurance Company
The other party’s insurance company may contact you for a statement or offer a quick settlement. It is highly advised that you do not engage with them directly without consulting your attorney first. They may attempt to pressure you into accepting a low offer or use your words against you to reduce their liability.
Get the Compensation You Deserve—Contact McNabola & Associates, LLC Today!
A cruiser motorcycle accident can be a life-altering event, but by taking the right legal steps, you can protect your rights and pursue the compensation you deserve. Always seek immediate medical attention, document the scene, and consult a skilled motorcycle accident attorney. McNabola & Associates, LLC is here to provide expert legal guidance and support during this challenging time, helping you navigate the legal system with confidence.
Call us today at (312) 888-8700 to learn more.